“Residential property worth up to $63 billion is at risk (from climate change) – and we believe this is likely to be an underestimate.” — The Climate Institute, 2016

What Is Home & Content Insurance?

Home & Contents Insurance safeguards both your property and your belongings against life’s unexpected challenges. Unlike generic policies, LendPlus offers higher coverage limits, flexible features, and personalised service — ensuring your home and everything inside is fully protected, without compromise.

What Does It Cover?

With LendPlus, your policy can be customised to include premium benefits such as:

• Extended Replacement Cost Coverage — Rebuild your home to its original standard, even if costs exceed your insured amount.

• Cash Settlement Options — Choose a payout option that suits you instead of direct replacement.

• Your Choice of Craftsmen — Work with your trusted builders or artisans to restore your home.

• Replacement Cost on Contents — Receive full replacement value for your belongings without depreciation.

• Worldwide Accidental Loss & Damage — Stay protected wherever you are — even when travelling abroad.

Tips for Maximising Your Policy

To make the most of your Home & Contents Insurance:

• Choose the right excess: A higher excess can reduce your premium,but ensure it’s an amount you can comfortably manage to make a claim.

• List your valuables clearly: Accurately declare high-value items to guarantee full compensation.

• Keep receipts and records: For large purchases, proof of value helps streamline claims.

• Know your policy inside-out: Read carefully so you understand what’s covered.

• Review regularly: As your lifestyle evolves, update your policy to stay fully protected.

Protect Your Peace of Mind

Your home deserves more than standard coverage — it deserves protection that reflects its true value. 

With LendPlus, you can rest assured that your most important assets are in safe hands.