Choice Home Loan - Prime
Our Choice Prime Home Loan offers promotional rate under 80% LVR for PAYG and Self-Employed
LendPlus’s Choice home loan - Prime
With flexible repayments, offset facility and free additional and lump sum repayments.
Offset account available
Borrow up to $3,500,000
Principal and interest only
No transaction account statement needed
Display homes accepted
Rates from 6.06% p.a.# (6.19% p.a. comparison rate*)
Easy to understand
Features, Variables and Fees
Featurs:
Maximum LVR 80%
Maximum loan amount
$3,500,000
Minimum loan amount
$100,000
Maximum loan term
40yrs
Interest only
Additional repayments
Free online redraw
BPAY
Third party account transfers
100% offset facility
Repay weekly, fortnightly, monthly
Split loans
Fixed rate options
Early repay penalty
Accepted purpose:
Purchase/Refinance House, Town Houses, Duplex, Apartments (*No High-Density Apartment)
Flexible addbacks for Self Employed
Cashout up to $400K
Loan variables:
Security – House, Town Houses, Duplex, Apartments
Loan purpose – includes buying owner-occupied, investment and cash out
Minimum time of employment
6 months
Fees:
Loan establishment fee
$275
Application fee
$880
Discharge fee
$850*
Service fee
$395 per year
Valuation fee
at cost
Legal fee
$385
Settlement fee
$330
How we help
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Wherever you are in your journey, help is here however you need it.
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Use our simple calculator to work out how much you might be able to borrow.
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As self-employed borrowers, Christine and her partner were searching for an out of the box lending solution to buy property. Their Lendplus accreditated finance broker made the process smooth, and they secured a free-thinking custom loan for their unique situation.
Tanya was a single first homebuyer who wanted the best finance options available to her. Lendplus provided her with the low rate PAYG product and considered her financial situation fully, so she doens't need to provide lengthy paper work to get her first home.
Richard was looking to secure finance for a home (high density apartment) but didn’t have the required evidence of Australian earnings needed by some lenders. His Lendplus accreditated finance broker looked at Andrew’s history and used a tailored approach to secure the loan he needed to turn his property dreams into reality.
Why LendPlus
Free thinkers like us see the possible!
When others see the impossible, we look past that and see what we can achieve together.
Customers
We’ve helped more than 10,000 customers get financial.
Experience
Supporting free thinkers from diverse backgrounds for over 25 years.
Safty
Proudly B Corp certified to make a difference beyond borrowing.
Difference
Championing women in sport to make a difference on and off the field.
Whether it’s a home, car, business, commercial or personal loan you’re after, we can help you find a solution that works for you.
About LendPlus
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