Secured 2nd Morgage
We offer flexible loan to help you in an urgent matter
LendPlus’s flexible 2nd mortgage loan
With flexible repayments, redraw facility and free additional and lump sum repayments, we accept almost every meaningful purpose.
There are also many flexible ways to verify your income to service the debt.
There are also many flexible ways to verify your income to service the debt.
Borrow up to $500,000
Principle and Interest repayment
Interest only option available
Rates from 1.5%p.a/month
Easy to understand
Features, Variables and Fees
Featurs:
Maximum LVR 85%
Maximum loan amount
$500,000
Minimum loan amount
$50,000
Principal and interest
Interest only
Additional repayments
Free online redraw
BPAY
Third party account transfers
100% offset facility
Repay weekly, fortnightly, monthly
Split loans
Fixed rate options
Accepted purpose:
Any Worthwhile Purpose
Loan variables:
Security – determined on application assessment
Loan purpose – includes working capital, inventory purchase, equipment purchase, business acquisitions, refinance (including tax debt)****
Time in business
≥ 1day
Fees:
Application fee^
from $800
Loan establishment fee**
$950 or 0.95% of loan
Discharge fee
$1395
Service fee
$30 per month
Valuation fee
at cost
How we help
Ready to get moving?
Wherever you are in your journey, help is here however you need it.
Check your borrowing power
Use our simple calculator to work out how much you might be able to borrow.
Find my borrowing powerGet online pre-approval
Move ahead with confidence. Our online indicative pre-approval tool gives you an answer instantly. It's fast and fuss free.
Get indicative pre-approvalContact a trusted adviser
Your local Adviser will be able to look at your financial situation and help you decide the best way forward.
Find my local adviser
Mila needed a capital injection to grow his apparel business during the pandemic. While other lenders only saw risk, his Lendplus adviser was able to provide him with 2nd mortgage over his property at 85% LVR without paying LMI. This has solved his problem and business can grow.
Liz is tarvelling overseas and needing $5000 for the flight, accomodations. Lendplus was able to provide the $5000 personal loan based on her situation and provided with a 5 years loan term so she doesn't need to be stressed out.
Why LendPlus
Free thinkers like us see the possible!
When others see the impossible, we look past that and see what we can achieve together.
Customers
We’ve helped more than 10,000 customers get financial.
Experience
Supporting free thinkers from diverse backgrounds for over 25 years.
Safty
Proudly B Corp certified to make a difference beyond borrowing.
Difference
Championing women in sport to make a difference on and off the field.
Whether it’s a home, car, business, commercial or personal loan you’re after, we can help you find a solution that works for you.
About LendPlus
Contact Us
Request a callback
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FAQs
Frequently asked questions?
Something you may want to know.
Yes, you may still be able to obtain a loan from us if you have a bad credit rating.
LendPlus may perform a credit check on your file. If we do so, it will appear as a credit inquiry on your credit file.
Get in touch with us immediately so we can discuss this matter.1
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