Lite doc home loan - Star
We have helped thousands of self-employed business owners to purchase their home.
LendPlus’s self-employed lo doc from 7.04%p.a
With flexible repayments, offset facility and free additional and lump sum repayments, our low rate loan is low on interest rate, with no ongoing fees.
One form of income verification - accountant's letter or 6 months of BAS or 6 months of bank statement
Borrow up to $2,000,000
Principal and interest
Interst Only
Rates from 7.04% p.a.# (7.23% p.a. comparison rate*)
Easy to understand
Features, Variables and Fees
Featurs:
Maximum LVR 80%
Maximum loan amount
$2,000,000
Minimum loan amount
$100,000
Principal and interest
Interest only
Additional repayments
Free online redraw
BPAY
Third party account transfers
100% offset facility
Repay weekly, fortnightly, monthly
Split loans
Fixed rate options
Accepted purpose:
Property purchase
Cash out for business use
Loan variables:
Security – determined on application assessment
Loan purpose – development site excluded
Time in business
≥ 2 years
Fees:
Application fee
from $750
Discharge fee
$895
Annual fee
$395
Legal fee
$395
Settlement fee
$250
Valuation fee
At cost
How we help
Ready to get moving?
Wherever you are in your journey, help is here however you need it.
Check your borrowing power
Use our simple calculator to work out how much you might be able to borrow.
Find my borrowing powerGet online pre-approval
Move ahead with confidence. Our online indicative pre-approval tool gives you an answer instantly. It's fast and fuss free.
Get indicative pre-approvalContact a trusted adviser
Your local Adviser will be able to look at your financial situation and help you decide the best way forward.
Find my local adviser
As self-employed borrowers, Christine and her partner were searching for an out of the box lending solution to buy property. Their Lendplus accreditated finance broker made the process smooth, and they secured a free-thinking custom loan for their unique situation.
Tanya was a single first homebuyer who wanted the best finance options available to her. Lendplus provided her with the low rate PAYG product and considered her financial situation fully, so she doens't need to provide lengthy paper work to get her first home.
Richard was looking to secure finance for a home (high density apartment) but didn’t have the required evidence of Australian earnings needed by some lenders. His Lendplus accreditated finance broker looked at Andrew’s history and used a tailored approach to secure the loan he needed to turn his property dreams into reality.
Why LendPlus
Free thinkers like us see the possible!
When others see the impossible, we look past that and see what we can achieve together.
Customers
We’ve helped more than 10,000 customers get financial.
Experience
Supporting free thinkers from diverse backgrounds for over 25 years.
Safty
Proudly B Corp certified to make a difference beyond borrowing.
Difference
Championing women in sport to make a difference on and off the field.
Whether it’s a home, car, business, commercial or personal loan you’re after, we can help you find a solution that works for you.
About LendPlus
Contact Us
Request a callback
Enter a few details and we'll arrange for your local Adviser to call you back.
FAQs
Frequently asked questions?
Something you may want to know.
For our self employed Lo Doc product, we will only require one form of income verification.
1. Accountant's letter or
2. 6 months of BAS or
3. 6 months of Business account statement
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